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Australia Student Visa Process (Subclass 500)
The Australia Student Visa (Subclass 500) is required for international students who wish to study full-time at a registered Australian educational institution. This visa allows students to live, study and work part-time in Australia during their course duration.
Effective from July 1 2026, Australia has increased its student visa fee by AUD 500, which is AUD 2,500. Additionally, the government has also increased the fees for the subclass 500 student visa and TFV. Even after the increase in rates, Australia still receives hundreds of student visa applications every year, which makes it a popular study abroad destination.
Understanding the visa process in detail is important because approval depends not just on admission but also on financial stability, academic background and intent to study.
Types of Australian Student Visas
Subclass 500 – Student Visa
This is the main visa used by international students enrolled in full-time courses such as bachelor’s, master’s, diploma and vocational programs. It allows:
Subclass 590 – Student Guardian Visa
This visa is for parents or legal guardians who need to accompany a student under 18 years of age. It does not allow full-time work.
Subclass 485 – Temporary Graduate Visa
This is a post-study work visa that allows students to stay in Australia after completing their studies. It is not a student visa but is closely linked to the study pathway.
Eligibility Criteria
Key requirements for the Subclass 500 visa include
Confirmation of Enrolment
Issued by a registered Australian institution after enrolment and payment
Valid Passport
Must be valid for the full duration of study
English Proficiency
IELTS, PTE, TOEFL,iBT as required by the Department of Home Affairs
Financial Capacity
Proof of ability to pay tuition, living and travel costs
GS Requirement
Clear intent to study and return or build career responsibly
Health Requirements
Medical fitness certificate in some cases
Character Requirements
Clean legal and immigration
record
record
Confirmation of
Enrolment
Valid
Passport
English
Proficiency
Financial
Capacity
Character
Requirement
Health
Requirements
Required Documents
The Main Two Pillars Of Visa Approval
Your visa approval starts here
Financial Requirements
Students must show enough funds to cover:
- First-year tuition fees
- Living expenses (approx. AUD 24,505 to AUD 29,710 per year)
- Travel expenses to and from Australia
- Additional dependent costs (if applicable)
Financial proof can include:
- Savings account balance
- Education loans from approved banks
- Fixed deposits
- Sponsor income documents
Visa officers closely check consistency between income sources and bank balances. Sudden large deposits without explanation can negatively affect approval.
Genuine Student (GS) Requirement
The GS requirement evaluates whether a student is genuinely going to Australia for educational purposes.
It focuses on:
- Study motivation: Why this course and not in the home country
- Course relevance: Connection between past studies and future course
- Career planning: How the course helps future goals
- Financial background: Ability to fund education
A strong GS statement is:
- Clear
- Logical
- Consistent with documents
- Free from contradictions
Weak or inconsistent GS statements are one of the top reasons for visa refusal.
Health Insurance (OSHC)
Overseas Student Health Cover (OSHC) is mandatory for all international students. Its provide
Doctor
consultations
Emergency hospital treatment
Ambulance
services
Partial medication
coverage
OSHC Must:
- Cover the full duration of the visa
- Be purchased before visa submission
- Be from an approved provider
Without OSHC, visa applications are not accepted.
Student Visa Costs And Processing Timeline
Stay informed about costs and timelines
Visa Fees (2026)
The Student Visa (Subclass 500) fee generally includes:
- Visa application fee: AUD 2,500
- Approximate INR: INR1.63 - INR 1.65 Lakhs (varies with exchange rate)
Additional expenses may include:
- Medical examination fees
- Biometrics charges
- Police clearance (if required)
- Document translation or verification costs
Fees are non-refundable even if the visa is rejected.
Processing Time
Visa processing time varies depending on:
- Course type
- University category
- Country risk level
- Completeness of documents
Typical timelines:
- Bachelor’s & Master’s programs: 4-8 weeks
- English language courses (ELICOS): 4-6 weeks
- Postgraduate research (PhD): 1- 5 months
- Vocational Education and Training (VET): 6 weeks - 3 months
Incomplete documentation or financial inconsistencies can delay processing significantly.
Step-By-Step Application Process
Understand every stage of the process
1. Admission Offer
Apply to an Australian university and receive an offer letter.
2. Confirmation of Enrolment
After accepting the offer and paying initial fees, the university issues the CoE.
3. Document Preparation
Prepare academic, financial and identity documents.
4. GS Statement Preparation
Write a clear, Genuine Student statement explaining intent and career goals.
5. OSHC Purchase
Buy mandatory health insurance covering the full study duration.
6. Application Submission
Submit a visa application through the ImmiAccount portal.
7. Upload Documents
Upload all required supporting documents carefully.
8. Medical Examination
Undergo a health check-up at approved medical centres.
9. Biometrics
Provide fingerprints and photographs if requested.
10. Visa Decision
Wait for approval or additional document requests.
1. Admission Offer
Apply to a CRICOS-registered Australian university and receive an offer letter.
2. Confirmation of Enrolment (CoE)
After accepting the offer and paying initial fees, the university issues the CoE.
3. Document Preparation
Prepare academic, financial and identity documents.
4. GS Statement Preparation
Write a clear, Genuine Student statement explaining intent and career goals.
5. OSHC Purchase
Buy mandatory health insurance covering the full study duration.
6. Online Application Submission
Submit a visa application through the ImmiAccount portal.
7. Upload Documents
Upload all required supporting documents carefully.
8. Medical Examination
Undergo a health check-up at approved medical centres.
9. Biometrics
Provide fingerprints and photographs if requested.
10. Visa Decision
Wait for approval or additional document requests.
Visa Interview Tips
Some applicants may be contacted for verification.
Key tips:
- Be honest and confident
- Know your course details clearly
- Explain why you chose Australia
- Ensure answers match your SOP and documents
- Avoid memorised or inconsistent answers
The focus is on clarity and authenticity rather than fluent speaking.
Common Reasons For Visa Rejection
Most rejections occur due to weak intent or financial inconsistency, not academic performance alone.
Common Reasons for Visa Rejection
Most rejections occur due to weak intent or financial inconsistency, not academic performance alone.
FAQs
Is it difficult to get an Australian student visa?
Not necessarily. If you meet the Australian student visa requirements by submitting a genuine and complete application with accurate documents, sufficient financial evidence and all required supporting information, your chances of approval are generally higher. However, in recent years, there have been tough checks on documents, finances and GS statements, which makes this process highly competitive.
How much does it cost to get an Australian Student Visa?
As part of the Australian student visa requirements, students must demonstrate that they have sufficient funds to cover tuition fees, living expenses and travel costs. The Australian Government currently requires evidence of living costs of AUD 29,710 per year (approximately INR 19.5–20 lakh, excluding tuition fees and travel expenses).
Can I work on a student visa?
Yes. Under the Australian student visa requirements, students holding an Australian Student Visa (Subclass 500) are permitted to work while studying. They can work up to 48 hours per fortnight during study periods and unlimited hours during official semester breaks.
Is IELTS mandatory for Australia student visa?
Yes, taking an English proficiency test is mandatory for an Australian Student visa (Subclass 500). While IELTS is the most widely accepted, you can also submit scores from other approved tests like PTE Academic, TOEFL iBT, or Cambridge C1 Advanced. Meeting the required English language score is an important part of the Australian student visa requirements.
How long does Australia visa processing take?
The Australian Student Visa (Subclass 500) is generally processed within 4 to 6 weeks, although processing times can vary depending on the application and course type. Most bachelor’s and master’s applications are processed within 4 to 8 weeks. Submitting a complete application that meets all Australian student visa requirements can help avoid unnecessary delays in processing.
Can I apply for an Australian student visa without a confirmation of enrollment?
No, since January 2025, a valid CoE is mandatory
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